Pascagoula Termite Damage Lawyer

Expert Pascagoula Termite Damage Attorney

If you have termites, it means your pest control company did not do what it was supposed to do. If the company properly applied the treatment it promised, you would not have termites continuing to enter your home. For homeowners in search of a Pascagoula termite damage lawyer, finding an infestation can be especially troubling when the property was covered by a termite bond, and the pest control company later denied responsibility for the resulting damage.

A Firm Built Around Termite Litigation

Campbell Law, P.C., was founded by Thomas F. “Termite Tom” Campbell and is focused on termite litigation. Instead of treating termite disagreements as just one of many legal issues they handle, the firm dedicates its efforts to termite damage cases concerning pest control businesses, termite agreements, property harm, and disagreements over whether the promised pest control was actually delivered.

The firm has reported more than $300 million won for clients and extensive experience handling termite arbitration and litigation. However, past results do not guarantee a similar outcome. Every case is different and must be evaluated on its own merits.

Why Pascagoula Termite Claims Can Become Complex Cases

Pascagoula is located on Mississippi’s Gulf Coast. The weather is humid, the air can be moist, and there can be heavy rain. Homeowners also have wood-frame homes. These elements can all contribute to the termite company’s explanation after damage is uncovered. The denial letter can focus on moisture, drainage, or wood-to-soil contact, among other conditions. The pest control company can state that this was the reason termites were able to gain access.

Moisture or some other condition that might be favorable to termites does not answer all questions about a termite damage claim. The specific language of the homeowner’s bond applies. The inspection and treatment history also matters. Records from a pest control company that consistently serviced a location can provide insight into the technician’s statements or omissions.

Company records can show what was treated and whether the company relied on conditions it later used to deny responsibility.

Professional pest control services in Mississippi operate under a system of licensing regulations. According to Mississippi Code § 69-19-5, professional entomological services are understood to involve offering counsel on insect pest management or eradication, as well as carrying out the necessary procedures for these aims. Beyond that, Mississippi has put in place stringent regulations for the control of wood-destroying insects, which include termite work.

Moisture as a Reason for Denial

When termites are discovered, a common dispute begins with the pest control company pointing to moisture as the explanation. A denial letter may state that the property had conditions that contributed to termite activity. The homeowner might naturally question why the termite issue wasn’t caught earlier or how the company could still offer coverage if they thought the property’s state made it ineligible for the agreed-upon protection.

The timing of the company’s awareness and actions matters. Inspection records are key to determining if the company was aware of the issue prior to the damage surfacing. Service records could reveal if technicians noted the issue, suggested fixes, or assured the homeowner the property was still covered. Also, photographic evidence can help prove damage.

Furthermore, Mississippi termite damage laws include a consumer protection statute, Mississippi Code § 75-24-5, that forbids unfair or deceptive business practices. Whether that statute applies to a particular termite case depends on the facts and legal circumstances. This law is relevant in cases that claim deception or misrepresentation occurred.

Do Not Destroy Evidence

The homeowner who just discovers termites may understandably want to do something, but should not treat the infestation themselves. One initial error is to start treatment without first getting advice from a qualified attorney, which could lead to the accidental destruction of vital proof against the company that previously handled the issue.

A homeowner should instead preserve documents and physical evidence as much as is reasonably possible. Important materials may include: 

• The termite bond and renewal documents
• Inspection and treatment records
• Receipts, invoices, photos, videos, text messages, and emails
• Any written rejection from the company, along with their stated justification for not approving the claim
• Reports and cost estimates outlining how much damage was done and where

The homeowner should also not assume that treating only where termites were found fixes the problem. Dealing with termites that are actively causing damage means a professional needs to pinpoint their entry points. It’s important to understand that just eliminating the termites you see isn’t the same as pinpointing and fixing the ways they’re getting in through the home’s construction.

What Pest Control Records Can Reveal

Records from the pest control company that provided termite treatment may be relevant in a termite damage claim. These records can show information that you may not have been aware of beforehand.

For example, if technicians performed inspections on a Pascagoula property over a period of time without ever documenting a condition that is later used to deny coverage, the history of inspections may call the company’s position into question.

The records also serve to identify the precise moment termite activity was first noted and the treatments that followed. Homeowners are advised to keep these records safe rather than relying solely on their memory, especially before they make any property modifications or begin further termite treatment and repair work.

Hire a Termite Damage Lawyer

Termite damage harms about 600,000 homes annually and is expected to cost households $5 billion in property damage. Additionally, it is believed that termites harm crops and manmade structures to the extent of $30 billion annually, with homeowners spending an average of $3,000 on repairs.

Encountering termite damage is more than just revealing property damage. This can have a huge effect on your home, family, and day-to-day activities. This is why it’s important to hire a termite damage lawyer immediately as soon as you discover signs of an infestation. A Pascagoula termite damage attorney can examine your termite bond and inspection reports to see what remedies may be available. They can also determine liability.

During the legal process, a lawyer can prepare your claim and respond to the pest control company’s defense. These actions become especially crucial when the disagreement hinges on intricate details like treatment methods, how inspections were conducted, where termites might enter, or what specific exclusions in the contract actually mean.

The Jackson County Circuit Court is located at 3104 Magnolia Street, Pascagoula, Mississippi 39567-4127. The circuit court has jurisdiction over all civil actions within the circuit.

Contact Us Today

If you have noticed signs of termite damage, contact Termite Tom right away and do not perform any modifications on your own. We can help assess the situation and seek the remedy you deserve. Speak to one of our representatives today.