Beware of The Terms And Statements Made in Termite Inspection Letters
Depending on where you live, your mortgage company and insurer may require you to obtain an inspection letter from a termite or pest control company such as Terminix. These letters are intended to show that your home has been thoroughly and properly inspected to ensure it is free of these highly destructive pests, or that it has been treated if pest were found. In recent years there have been a number of> complaints and yes, lawsuits filed against Terminix, the country’s largest and “most respected” pest control company regarding both termite inspections and treatment services.
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Let’s Start From The Beginning
One of the reasons why more insurers and mortgage lenders have begun to insist on these inspections is the rising costs of repairing the damage caused by termite infestations. These rising costs have more than one cause that needs to be taken into consideration. First the cost of the repairs themselves in terms of materials, labor, and amount of damage. Secondly, the government has banned the use of certain insecticides. The problem with these insecticides is that while they were very effective, they were also extremely harmful to the environment and highly toxic.
About Those Sales Letters And Contracts
Since the average sales letter is an invitation from companies such as Terminix to come to your home and inspect it for termites and many other forms of pests, you need to be 100% certain that the company is truly going to inspect every nook and cranny. This inspection also needs to cover the area surrounding your home, as subterranean termites will leave telltale signs in and around your yard of their presence.
The inspection should also include any detached structures such as garages and sheds. While your home might currently be free of termites, these buildings and areas around your home might be thoroughly infested. If they are, it is a sure bet the termites are going to find their way into your home. One of the more common complaints filed against companies like Terminix is that they> fail to complete a thorough inspection. This is where you need to pay close attention to the terms used in your contract.
If the inspection contract uses terms such as visible or accessible when talking about where they will inspect, you need to find a different company. These terms can leave areas such as crawl spaces, wooden floors in the basement that are covered with carpet, and others that are not “easily” visible un-inspected. Yet these are areas that are at the highest risk of infestation.
Be Sure You Are Protected
Be sure the inspection will cover all areas of your home, especially those most susceptible to infestation. Also make sure the company guarantees their work. If you are using a company such as Terminix, who often uses the services of smaller local companies to do the actual work, verify that this company is fully licensed and certified to perform the work. Otherwise, you may be in for a shock later on down the road when your home is found to be infested, and you end up on the hook for the cost of repairs.
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